Flood insurance cost · ZIP 33019 · FL

Flood insurance cost in ZIP 33019 (Hollywood, FL)

What homeowners with a National Flood Insurance Program policy actually pay, from FEMA's records of 2,255 home policies in force on August 31, 2026.

ZIP code 33019 (Hollywood, FL)Policies in force on Aug 31, 2026

Median annual cost of NFIP flood insurance for a home

$1,490a year

Half of insured homes paid between $1,174 and $1,920. That is 76% more than the Broward County median ($848). Most insured homes here are rated in zone AE (92%).

$0$1,174 · $1,490 · $1,920$2,400

+8.3% vs Aug 31, 2025 (median $1,376)

2,255home policies in force

$1,626average cost (mean)

95%of insured homes in high-risk zones (A, V)

$250,000median building coverage

This is what policyholders paid, not a quote. Two neighbors can pay very different prices: NFIP prices depend on the building (elevation, foundation, number of floors, replacement cost), the coverage and deductible chosen and the distance to water (FEMA FloodSmart: premium factors). For a price for your building, ask an insurance agent. Private flood insurance is not included in these figures.

Cost by flood zone in ZIP code 33019

The flood zone on FEMA's map is one of the main price factors. Median and middle half of what insured homes paid, by the zone used to rate the policy.

Flood zone	Median	Middle half (25th–75th percentile)	Average	Policies	vs last year
Zone VE / V High risk, coastal	$946	$718–$1,802	$1,628	43 (2%)	+14.0%
Zone AE High risk	$1,523	$1,207–$1,936	$1,639	2,083 (92%)	+7.1%
Zone AO High risk, shallow	$2,268	$1,060–$3,158	$2,424	18 (1%)	+7.9%
Zone X Moderate to low risk	$1,184	$1,084–$1,267	$1,259	110 (5%)	+12.3%

Not shown (fewer than 10 home policies): A, AH, A99/AR, D. Shares are of all insured homes; a few policies have no rated zone. "vs last year" compares medians with policies in force a year earlier.

Cost by type of building

All NFIP policies in force in ZIP code 33019, by what they insure.

Type of building	Policies	Median	Average
Single-family home	2,000	$1,538	$1,666
2–4 unit building	54	$3,001	$3,262
Condo or apartment unit	201	$662	$785
Whole residential building (5+ units or condo association) One policy covers the whole building, so the cost is much higher than for a single home.	181	$8,685	$18,043
Non-residential building or unit Businesses, churches, farm buildings and other non-residential property.	100	$5,781	$7,744

Not shown (fewer than 10 policies): manufactured (mobile) home.

2,536NFIP policies in force, any building

11,614insured units (condo association policies count every unit)

75%of home policies also cover contents

$100,000median contents coverage, when bought

One year on: ZIP code 33019

Policies in force on August 31, 2026 compared with a year earlier. Nationwide, practically all policies in both years carry FEMA's Risk Rating 2.0 occupancy codes, so both years use the same pricing system. The policies are not the same: some were new, some lapsed.

	Aug 31, 2025	Aug 31, 2026	Change
Home policies in force	2,307	2,255	−2.3%
Median annual cost	$1,376	$1,490	+8.3%
Average annual cost	$1,524	$1,626	+6.7%
All policies in force (any building)	2,602	2,536	−2.5%

Flood claims history

Since 1978, NFIP policyholders in ZIP 33019 have filed 1,388 flood claims. 935 received a payment, for a total of $28.1 million (an average of $30,016 per paid claim). The year with the most claims was 2023 (246 claims). Amounts are in dollars of the time, not adjusted for inflation.

Flood claims per year of loss, 1978–2026. Years with fewer than 10 claims are left blank. Hover a bar for details.

All years with at least 10 claims (18)

Swipe the table sideways to see all columns.

Year of loss	Claims	Paid claims	Total paid	Average per paid claim
2024	65	49	$2,130,723	$43,484
2023	246	211	$13,701,734	$64,937
2019	43	30	$696,613	$23,220
2017	157	112	$3,413,666	$30,479
2013	23	11	$364,005	$33,091
2012	14	10	$149,286	$14,929
2009	186	150	$3,142,709	$20,951
2005	51	14	$490,601	$35,043
2003	12	<10	–	–
2001	15	<10	–	–
2000	166	131	$1,476,341	$11,270
1999	108	59	$666,803	$11,302
1998	15	<10	–	–
1995	29	16	$90,229	$5,639
1994	26	13	$123,167	$9,474
1992	56	31	$810,673	$26,151
1991	65	36	$215,438	$5,984
1979	12	<10	–	–

From 2016 to 2026: 511 claims (counting only years with at least 10). 2026 is a partial year. Claims are counted where the insured property is; they include buildings and contents, homes and businesses.

NFIP communities in this ZIP code

Hollywood (2,254 home policies). A ZIP code can cross city and county lines; each policy is counted once, in the ZIP code reported for the insured building.