Menu

Flood insurance cost · ZIP 70058 · LA

Flood insurance cost in ZIP 70058 (unincorporated Jefferson Parish, LA)

What homeowners with a National Flood Insurance Program policy actually pay, from FEMA's records of 4,579 home policies in force on August 31, 2026.

ZIP code 70058 (unincorporated Jefferson Parish, LA)Policies in force on Aug 31, 2026

Median annual cost of NFIP flood insurance for a home

$1,231a year

Half of insured homes paid between $1,058 and $1,308. That is about the same as the Jefferson Parish median ($1,220). Most insured homes here are rated in zone X (57%).

$0$1,058 · $1,231 · $1,308$1,635
+16.7% vs Aug 31, 2025 (median $1,055)
4,579home policies in force
$1,379average cost (mean)
43%of insured homes in high-risk zones (A, V)
$245,000median building coverage

This is what policyholders paid, not a quote. Two neighbors can pay very different prices: NFIP prices depend on the building (elevation, foundation, number of floors, replacement cost), the coverage and deductible chosen and the distance to water (FEMA FloodSmart: premium factors). For a price for your building, ask an insurance agent. Private flood insurance is not included in these figures.

Cost by flood zone in ZIP code 70058

The flood zone on FEMA's map is one of the main price factors. Median and middle half of what insured homes paid, by the zone used to rate the policy.

Flood zoneMedianMiddle half (25th–75th percentile)AveragePoliciesvs last year
Zone AE
High risk		$1,247$966–$2,182$1,6011,949 (43%)+16.4%
Zone X
Moderate to low risk		$1,226$1,082–$1,266$1,2142,628 (57%)+16.4%

Not shown (fewer than 10 home policies): VE, A, AO, AH, A99/AR, D. Shares are of all insured homes; a few policies have no rated zone. "vs last year" compares medians with policies in force a year earlier.

Cost by type of building

All NFIP policies in force in ZIP code 70058, by what they insure.

Type of buildingPoliciesMedianAverage
Single-family home4,339$1,231$1,385
2–4 unit building193$1,308$1,408
Condo or apartment unit42$668$667
Whole residential building (5+ units or condo association)
One policy covers the whole building, so the cost is much higher than for a single home.		132$1,499$2,138
Non-residential building or unit
Businesses, churches, farm buildings and other non-residential property.		476$3,920$4,118

Not shown (fewer than 10 policies): manufactured (mobile) home.

5,187NFIP policies in force, any building
5,372insured units (condo association policies count every unit)
86%of home policies also cover contents
$84,000median contents coverage, when bought

One year on: ZIP code 70058

Policies in force on August 31, 2026 compared with a year earlier. Nationwide, practically all policies in both years carry FEMA's Risk Rating 2.0 occupancy codes, so both years use the same pricing system. The policies are not the same: some were new, some lapsed.

Aug 31, 2025Aug 31, 2026Change
Home policies in force4,9744,579−7.9%
Median annual cost$1,055$1,231+16.7%
Average annual cost$1,237$1,379+11.5%
All policies in force (any building)5,6085,187−7.5%

Flood claims history

Since 1978, NFIP policyholders in ZIP 70058 have filed 11,589 flood claims. 7,361 received a payment, for a total of $122.1 million (an average of $16,588 per paid claim). The year with the most claims was 2005 (5,526 claims). Amounts are in dollars of the time, not adjusted for inflation.

02k4k6k8k1978: 441 claims, 406 paid, $2,742,353 in total1979: 17 claims, 11 paid, $21,534 in total1980: 1,079 claims, 969 paid, $7,845,535 in total198019801981: 24 claims, 19 paid, $37,084 in total1982: 433 claims, 385 paid, $2,527,437 in total1983: 454 claims, 395 paid, $2,573,354 in total1985: 40 claims, 26 paid, $85,579 in total1988: 406 claims, 363 paid, $2,562,943 in total1989: 593 claims, 535 paid, $4,545,391 in total19891990: 310 claims, 269 paid, $1,511,131 in total19901991: 26 claims, 12 paid, $108,098 in total1992: 28 claims, 11 paid, $34,154 in total1994: 20 claims, 16 paid, $46,719 in total1995: 193 claims, 149 paid, $1,502,506 in total1997: 23 claims, 19 paid, $125,855 in total1998: 466 claims, 388 paid, $4,028,723 in total1999: 12 claims2000: 16 claims20002001: 141 claims, 100 paid, $537,300 in total2002: 238 claims, 123 paid, $529,252 in total2003: 32 claims, 12 paid, $50,667 in total2004: 45 claims, 29 paid, $211,089 in total2005: 5,526 claims, 2,730 paid, $83,186,070 in total20052007: 18 claims, 12 paid, $72,160 in total2008: 194 claims, 43 paid, $730,555 in total2009: 59 claims, 38 paid, $446,460 in total20102011: 90 claims, 51 paid, $1,035,312 in total2012: 298 claims, 107 paid, $1,807,326 in total2013: 30 claims, 14 paid, $106,416 in total2015: 17 claims2017: 12 claims2019: 11 claims2020: 27 claims20202021: 187 claims, 58 paid, $1,817,831 in total2022: 24 claims, 17 paid, $429,399 in total2024: 12 claims
Flood claims per year of loss, 1978–2026. Years with fewer than 10 claims are left blank. Hover a bar for details.
All years with at least 10 claims (36)

Swipe the table sideways to see all columns.

Year of lossClaimsPaid claimsTotal paidAverage per paid claim
202412<10––
20222417$429,399$25,259
202118758$1,817,831$31,342
202027<10––
201911<10––
201712<10––
201517<10––
20133014$106,416$7,601
2012298107$1,807,326$16,891
20119051$1,035,312$20,300
20095938$446,460$11,749
200819443$730,555$16,990
20071812$72,160$6,013
20055,5262,730$83,186,070$30,471
20044529$211,089$7,279
20033212$50,667$4,222
2002238123$529,252$4,303
2001141100$537,300$5,373
200016<10––
199912<10––
1998466388$4,028,723$10,383
19972319$125,855$6,624
1995193149$1,502,506$10,084
19942016$46,719$2,920
19922811$34,154$3,105
19912612$108,098$9,008
1990310269$1,511,131$5,618
1989593535$4,545,391$8,496
1988406363$2,562,943$7,060
19854026$85,579$3,292
1983454395$2,573,354$6,515
1982433385$2,527,437$6,565
19812419$37,084$1,952
19801,079969$7,845,535$8,097
19791711$21,534$1,958
1978441406$2,742,353$6,755

From 2016 to 2026: 273 claims (counting only years with at least 10). 2026 is a partial year. Claims are counted where the insured property is; they include buildings and contents, homes and businesses.

NFIP communities in this ZIP code

Unincorporated Jefferson Parish (4,575 home policies). A ZIP code can cross city and county lines; each policy is counted once, in the ZIP code reported for the insured building.