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Flood insurance cost · ZIP 70062 · LA

Flood insurance cost in ZIP 70062 (Kenner, LA)

What homeowners with a National Flood Insurance Program policy actually pay, from FEMA's records of 1,809 home policies in force on August 31, 2026.

ZIP code 70062 (Kenner, LA)Policies in force on Aug 31, 2026

Median annual cost of NFIP flood insurance for a home

$1,133a year

Half of insured homes paid between $958 and $1,300. That is 7% less than the Jefferson Parish median ($1,220). Most insured homes here are rated in zone X (52%).

$0$958 · $1,133 · $1,300$1,625
+9.8% vs Aug 31, 2025 (median $1,032)
1,809home policies in force
$1,169average cost (mean)
48%of insured homes in high-risk zones (A, V)
$220,000median building coverage

This is what policyholders paid, not a quote. Two neighbors can pay very different prices: NFIP prices depend on the building (elevation, foundation, number of floors, replacement cost), the coverage and deductible chosen and the distance to water (FEMA FloodSmart: premium factors). For a price for your building, ask an insurance agent. Private flood insurance is not included in these figures.

Cost by flood zone in ZIP code 70062

The flood zone on FEMA's map is one of the main price factors. Median and middle half of what insured homes paid, by the zone used to rate the policy.

Flood zoneMedianMiddle half (25th–75th percentile)AveragePoliciesvs last year
Zone AE
High risk		$1,246$1,026–$1,509$1,289860 (48%)+7.8%
Zone X
Moderate to low risk		$1,080$913–$1,233$1,060949 (52%)+15.1%

Not shown (fewer than 10 home policies): VE, A, AO, AH, A99/AR, D. Shares are of all insured homes; a few policies have no rated zone. "vs last year" compares medians with policies in force a year earlier.

Cost by type of building

All NFIP policies in force in ZIP code 70062, by what they insure.

Type of buildingPoliciesMedianAverage
Single-family home1,384$1,084$1,101
2–4 unit building415$1,376$1,411
Whole residential building (5+ units or condo association)
One policy covers the whole building, so the cost is much higher than for a single home.		17$1,463$2,176
Non-residential building or unit
Businesses, churches, farm buildings and other non-residential property.		570$2,045$2,314

Not shown (fewer than 10 policies): manufactured (mobile) home, condo or apartment unit.

2,396NFIP policies in force, any building
2,396insured units (condo association policies count every unit)
76%of home policies also cover contents
$80,000median contents coverage, when bought

One year on: ZIP code 70062

Policies in force on August 31, 2026 compared with a year earlier. Nationwide, practically all policies in both years carry FEMA's Risk Rating 2.0 occupancy codes, so both years use the same pricing system. The policies are not the same: some were new, some lapsed.

Aug 31, 2025Aug 31, 2026Change
Home policies in force1,8841,809−4.0%
Median annual cost$1,032$1,133+9.8%
Average annual cost$1,077$1,169+8.5%
All policies in force (any building)2,4812,396−3.4%

Flood claims history

Since 1978, NFIP policyholders in ZIP 70062 have filed 3,922 flood claims. 2,623 received a payment, for a total of $73.6 million (an average of $28,056 per paid claim). The year with the most claims was 2005 (1,833 claims). Amounts are in dollars of the time, not adjusted for inflation.

05001k1.5k2k1978: 34 claims, 21 paid, $64,757 in total1980: 111 claims, 86 paid, $481,904 in total19801981: 10 claims1982: 11 claims1983: 157 claims, 125 paid, $849,167 in total1988: 25 claims, 15 paid, $31,002 in total1989: 148 claims, 121 paid, $1,313,744 in total19901992: 14 claims1995: 713 claims, 640 paid, $11,832,698 in total19951998: 51 claims, 33 paid, $125,181 in total20002001: 39 claims, 24 paid, $165,387 in total2002: 159 claims, 129 paid, $1,511,543 in total20022004: 33 claims, 23 paid, $126,315 in total2005: 1,833 claims, 1,048 paid, $45,427,920 in total20052008: 38 claims2009: 21 claims, 15 paid, $74,008 in total20102011: 43 claims, 34 paid, $472,483 in total2012: 98 claims, 41 paid, $941,455 in total2020: 14 claims20202021: 126 claims, 49 paid, $1,608,849 in total2024: 100 claims, 84 paid, $5,490,268 in total2026: 53 claims, 47 paid, $2,338,063 in total
Flood claims per year of loss, 1978–2026. Years with fewer than 10 claims are left blank. Hover a bar for details.
All years with at least 10 claims (22)

Swipe the table sideways to see all columns.

Year of lossClaimsPaid claimsTotal paidAverage per paid claim
20265347$2,338,063$49,746
202410084$5,490,268$65,360
202112649$1,608,849$32,834
202014<10––
20129841$941,455$22,962
20114334$472,483$13,897
20092115$74,008$4,934
200838<10––
20051,8331,048$45,427,920$43,347
20043323$126,315$5,492
2002159129$1,511,543$11,717
20013924$165,387$6,891
19985133$125,181$3,793
1995713640$11,832,698$18,489
199214<10––
1989148121$1,313,744$10,857
19882515$31,002$2,067
1983157125$849,167$6,793
198211<10––
198110<10––
198011186$481,904$5,604
19783421$64,757$3,084

From 2016 to 2026: 293 claims (counting only years with at least 10). 2026 is a partial year. Claims are counted where the insured property is; they include buildings and contents, homes and businesses.

NFIP communities in this ZIP code

Kenner (1,352 home policies) · Unincorporated Jefferson Parish (456 home policies). A ZIP code can cross city and county lines; each policy is counted once, in the ZIP code reported for the insured building.