Menu

Flood insurance cost · ZIP 71343 · LA

Flood insurance cost in ZIP 71343 (unincorporated Catahoula Parish, LA)

What homeowners with a National Flood Insurance Program policy actually pay, from FEMA's records of 533 home policies in force on August 31, 2026.

ZIP code 71343 (unincorporated Catahoula Parish, LA)Policies in force on Aug 31, 2026

Median annual cost of NFIP flood insurance for a home

$419a year

Half of insured homes paid between $369 and $555. That is about the same as the Catahoula Parish median ($426). Most insured homes here are rated in zone AE (73%).

$0$369 · $419 · $555$694
+1.7% vs Aug 31, 2025 (median $412)
533home policies in force
$466average cost (mean)
83%of insured homes in high-risk zones (A, V)
$150,000median building coverage

This is what policyholders paid, not a quote. Two neighbors can pay very different prices: NFIP prices depend on the building (elevation, foundation, number of floors, replacement cost), the coverage and deductible chosen and the distance to water (FEMA FloodSmart: premium factors). For a price for your building, ask an insurance agent. Private flood insurance is not included in these figures.

Cost by flood zone in ZIP code 71343

The flood zone on FEMA's map is one of the main price factors. Median and middle half of what insured homes paid, by the zone used to rate the policy.

Flood zoneMedianMiddle half (25th–75th percentile)AveragePoliciesvs last year
Zone AE
High risk		$405$361–$545$456390 (73%)+2.0%
Zone A
High risk		$484$376–$573$48554 (10%)+7.1%
Zone X
Moderate to low risk		$474$414–$578$50088 (17%)±0.0%

Not shown (fewer than 10 home policies): VE, AO, AH, A99/AR, D. Shares are of all insured homes; a few policies have no rated zone. "vs last year" compares medians with policies in force a year earlier.

Cost by type of building

All NFIP policies in force in ZIP code 71343, by what they insure.

Type of buildingPoliciesMedianAverage
Single-family home456$418$465
Manufactured (mobile) home71$412$460
Non-residential building or unit
Businesses, churches, farm buildings and other non-residential property.		38$607$708

Not shown (fewer than 10 policies): 2–4 unit building, condo or apartment unit, whole residential building (5+ units or condo association).

574NFIP policies in force, any building
574insured units (condo association policies count every unit)
47%of home policies also cover contents
$53,000median contents coverage, when bought

One year on: ZIP code 71343

Policies in force on August 31, 2026 compared with a year earlier. Nationwide, practically all policies in both years carry FEMA's Risk Rating 2.0 occupancy codes, so both years use the same pricing system. The policies are not the same: some were new, some lapsed.

Aug 31, 2025Aug 31, 2026Change
Home policies in force526533+1.3%
Median annual cost$412$419+1.7%
Average annual cost$459$466+1.5%
All policies in force (any building)554574+3.6%

Flood claims history

Since 1978, NFIP policyholders in ZIP 71343 have filed 1,190 flood claims. 980 received a payment, for a total of $11.5 million (an average of $11,694 per paid claim). The year with the most claims was 1991 (369 claims). Amounts are in dollars of the time, not adjusted for inflation.

01002003004001979: 119 claims, 111 paid, $322,847 in total197919801982: 23 claims, 18 paid, $68,703 in total1983: 139 claims, 87 paid, $214,811 in total19831989: 15 claims, 13 paid, $77,093 in total1990: 25 claims, 24 paid, $156,916 in total19901991: 369 claims, 309 paid, $1,906,331 in total19911997: 49 claims, 44 paid, $562,936 in total1999: 12 claims, 12 paid, $132,054 in total20002001: 49 claims, 48 paid, $512,325 in total2008: 50 claims, 42 paid, $921,531 in total2009: 16 claims, 12 paid, $153,337 in total20102011: 59 claims, 48 paid, $721,275 in total2016: 103 claims, 88 paid, $2,341,426 in total2018: 25 claims, 21 paid, $760,397 in total2019: 54 claims, 40 paid, $1,339,011 in total2020: 22 claims, 16 paid, $832,847 in total2020
Flood claims per year of loss, 1978–2026. Years with fewer than 10 claims are left blank. Hover a bar for details.
All years with at least 10 claims (16)

Swipe the table sideways to see all columns.

Year of lossClaimsPaid claimsTotal paidAverage per paid claim
20202216$832,847$52,053
20195440$1,339,011$33,475
20182521$760,397$36,209
201610388$2,341,426$26,607
20115948$721,275$15,027
20091612$153,337$12,778
20085042$921,531$21,941
20014948$512,325$10,673
19991212$132,054$11,004
19974944$562,936$12,794
1991369309$1,906,331$6,169
19902524$156,916$6,538
19891513$77,093$5,930
198313987$214,811$2,469
19822318$68,703$3,817
1979119111$322,847$2,909

From 2016 to 2026: 204 claims (counting only years with at least 10). 2026 is a partial year. Claims are counted where the insured property is; they include buildings and contents, homes and businesses.

NFIP communities in this ZIP code

Unincorporated Catahoula Parish (436 home policies) · Unincorporated Concordia Parish (45 home policies) · Jonesville (28 home policies) · Unincorporated Lasalle Parish (23 home policies). A ZIP code can cross city and county lines; each policy is counted once, in the ZIP code reported for the insured building.